Home Loans

Your Home. Our Best Rate.

Buying your first home or your fifth — North Bridge Union's mortgage team closes loans faster, charges fewer fees, and guides you through every step with genuine expertise.

30-Year Fixed

Stability for the long run. Lock in your rate for 30 years and never worry about payment changes.

6.85% APR

15-Year Fixed

Pay off faster, build equity faster, pay less interest overall. Ideal for move-up buyers.

6.25% APR

5/1 ARM

Lower initial rate for 5 years — smart for buyers who plan to sell or refinance within the decade.

5.75% APR

FHA Loan

First-time buyers: 3.5% down, flexible credit requirements, and competitive government-backed rates.

6.50% APR

How It Works

01

Pre-Qualify in 3 Minutes

Check your rate with zero impact to your credit score. Answer a few basic questions and receive up to 5 loan options tailored to your situation.

02

Lock Your Rate

Choose your preferred term and rate — fixed or adjustable. Lock it in for 90 days while you shop. If rates drop before closing, you get the lower rate.

03

Upload Documents Digitally

Income verification, tax returns, and asset statements all uploaded securely through our portal. Our team reviews within 24 hours.

04

Close on Your Schedule

E-sign your closing documents from home. We coordinate directly with your title company. Your keys are waiting.

Ready to experience the future of banking?