Small Business

Big Bank Power. Small Business Soul.

We know running a small business means wearing every hat. NBU Small Business Accounts take the banking hat off your head — so you can focus on what you actually built this for.

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Business Checking — Zero Fees

Unlimited transactions, no monthly maintenance fee, free ACH transfers, and a Mastercard Business Debit card with zero foreign transaction fees.

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High-Yield Business Savings

Park your operating reserves in an NBU Business Savings account earning 3.25% APY. No minimum balance. FDIC insured up to $250,000.

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Business Credit Card

Earn 2% cash back on all eligible purchases. Up to 5 employee cards at no added cost. Detailed spend-category reporting built in.

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Merchant Services

Accept payments in-person, online, or on mobile. Our POS integration supports all major card networks with next-day settlement.

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Payroll & HR Integration

Connect directly to QuickBooks, Gusto, or ADP. Run payroll in minutes. Employees paid via direct deposit same-day.

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SBA Loan Access

NBU is an SBA preferred lender. Our advisors guide you through 7(a) and 504 loan programs with fast approval and competitive rates.

Open in Under 5 Minutes

No branch visit. No paperwork. Just your EIN, business info, and a government-issued ID. Your account is live the same day.

Ready to experience the future of banking?